Terms of Use

By using this site, you agree to these terms. They're short.

Information, not advice

StudentLoanForgivenessHelp.com provides general information about federal student loan programs. It isn't legal, tax or financial advice, and it doesn't create any professional relationship. Your situation is unique: confirm details with your servicer, StudentAid.gov or a qualified professional before you act.

We're not the government

We're an independent site. We're not affiliated with the U.S. Department of Education, Federal Student Aid or any loan servicer. Applying for federal repayment plans and forgiveness is always free through official channels.

Accuracy

Student loan rules change often, and some are still being decided in court. We work to keep pages current and date each update, but we can't guarantee that everything is complete or up to date. If you spot an error, please tell us.

Tools

Our calculators give estimates based on the formulas and figures we describe on each tool. Your actual payment, count or eligibility is set by your servicer and the Department of Education.

Affiliate links

Some links earn us a commission. See our affiliate disclosure.

Limitation of liability

To the extent the law allows, we aren't liable for any loss that results from using this site or relying on its content.

Changes

We may update these terms. The date at the top shows the latest version.